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Food & Beverage

A graphic with a photo of a food factory and entitled 'Michael Lieberman's Food For Thought: Food Brands and Co-Man Risks'

Food for Thought Episode 3: Food Brands & Co-Man Risks

Food product entrepreneurs need to beware of the potential risks they face when partnering with co-manufacturers, co-packers and toll processors. One-third of food manufacturers don’t own their own plants. According to Melissa Facchina, CEO and founder of SIDDHI Operations, a Brooklyn, N.Y.-based firm that provides operational and capital backing to...
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A graphic with an overhead view of the front of a cargo ship and entitled 'Michael Lieberman's Food for Thought: The Cold Chain'

Food for Thought: The Cold Chain

Cold storage has become a hot topic during the pandemic as vaccine manufacturers address the logistics of storing and shipping frozen vials to points of vaccination, but the food industry has long been concerned with the integrity of the “cold chain”. Because of their cold storage needs, all types of...
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A photo of a woman dripping CBD oil into a coffee mug.

Insuring cannabis risks a lot like food, pharma

By Michael Pearl -- Cannabis-related businesses share many of the same exposures as agricultural, food & beverage and pharmaceutical manufacturers. They all require workers’ compensation, general liability and property insurance. However, only a handful of insurers have an appetite for cannabis-related business risks. Limits are often lower than many businesses...
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An illustration of a woman at a laptop pointing to a document where a man should sign.

What to Look for When Hiring a Commercial Insurance Broker

 Your current commercial insurance broker might have been the right choice a few years ago when the insurance market was soft, but 2020 is a different story. We’ve entered a hard insurance market, and rate hikes and coverage restrictions are expected to continue across most lines. But, with good advice...
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