Precious Metals, Fine Art, Jewelry & Specie

Industry Expertise

Specie is the term used in the Lloyd’s of London insurance market to describe the insurance of highly valuable, moveable property, such as precious metals, numismatics, diamonds, jewelry, and cash.

Industry Emphasis

• Precious Metals Industry: dealers, transporters, refining companies, recycling companies
• Numismatic & Bullion Industry: coin & currency dealers, grading companies, auction companies
• Jewelry, Diamond, and Precious Gemstones Industries: retailers, wholesalers, manufacturers, miners
• Fine Art Industries: galleries, art dealers, exhibitions, museums, shippers & packers, transporters
• Sports Collectibles Industry: dealers, retailers, wholesalers, auction companies
  Transportation & Logistics Industries: shipping companies, armored car companies, cash transporters, ATM and check cashers

Personal Insurance

• Jewelry: precious jewelry, antique jewelry, watches, diamonds, valuable gemstones, pens
• Fine Arts: paintings, pictures, rugs, statues, marbles, antique furniture, rare books, manuscripts, items of rare or historical value
• Silverware: silverware, goldware, pewterware
• Furs: furs and fur garments used as wearing apparel
• Collectibles: rare coins, numismatics, bullion, rare currency & bank notes, tokens, medals, stamps, autographs, sports memorabilia
• Other Valued Items: cameras and camera equipment, golf equipment, musical instruments

Insurance Solutions

Whether you are an artist, coin dealer, jeweler, or collector of fine arts and antiques, we have the industry knowledge and expertise to provide you with the proper coverage to protect your valuables. As specialists in these industries we provide insurance solutions that:

• Cater loss settlement and valuation policy wording to your uniquely valuable items and business operations
• Provide loss adjusting and claims personnel that specialize in jewelry, fine arts, and specie insurance to ensure efficient claims settlement
• Reduce costs of logistics by simplifying the transportation and shipping requirements
• Increase coverage limits and broaden coverage terms while maintaining very competitive rates
• Incorporate coverage for areas of exposure, such as: employee infidelity, cyber liability, event cancellation